Mortgage and Real Estate calculators

Build a loan amortization schedule and compare monthly, annual or dated extra payments against an unchanged-payment baseline.

Estimate a loan's fee-inclusive borrowing rate by comparing net proceeds with scheduled payments and selected payment frequencies.

Estimate Canadian mortgage payments using nominal semiannual compounding, with ownership costs and optional extra principal payments.

Calculate debt-to-income ratio from gross income and debt payments entered as monthly totals or mixed annual and monthly lines.

Calculate down-payment cash, a purchase-price budget or a savings timeline while allowing for entered closing costs.

Estimate standard FHA fees, mortgage-insurance schedules and extra-payment payoff, or enter rates in a manual premium worksheet.

Estimate HELOC draw-period interest, later repayment payments and home-equity borrowing capacity under a constant-rate scenario.

Estimate a home-equity loan payment and available borrowing capacity from property value, existing debt and a chosen combined LTV limit.

Estimate a home-price budget from income and debt limits, or from an entered monthly housing payment allowance.

See how mortgage payments divide between principal and interest, and how extra payments change the balance and payoff schedule.

Estimate US fixed-rate mortgage payments and ownership costs, and compare monthly, annual or dated extra principal payments.

Compare UK repayment and interest-only mortgage estimates in pounds, including entered ownership costs and extra repayments.

Estimate mortgage payoff and interest, infer a remaining balance from loan history, or compare an accelerated biweekly scenario.

Explore mortgage, affordability, refinancing, and property investment calculators.

Compare refinancing payments, interest and simple break-even, or evaluate payments and remaining debt over the same holding period.

Estimate a monthly rent budget from gross income, a chosen spending percentage and the utilities you expect to pay.

Compare renting and buying through housing cash flows, refundable deposits, mortgage equity and a common investment-return assumption.

Estimate rental cash flow and returns, or model a holding period with growing expenses, mortgage payoff and sale proceeds.

Estimate VA purchase or refinance funding fees and payments, using the selected fee tier, financing choice and verified exemption assumptions.