Down Payment Calculator
Calculate down-payment cash, a purchase-price budget or a savings timeline while allowing for entered closing costs.
How Much House Can I Afford?
Estimate a home-price budget from income and debt limits, or from an entered monthly housing payment allowance.
Mortgage Calculator
Estimate US fixed-rate mortgage payments and ownership costs, and compare monthly, annual or dated extra principal payments.
Refinance Calculator
Compare refinancing payments, interest and simple break-even, or evaluate payments and remaining debt over the same holding period.
Rent vs. Buy Calculator
Compare renting and buying through housing cash flows, refundable deposits, mortgage equity and a common investment-return assumption.
Rental Property Calculator
Estimate rental cash flow and returns, or model a holding period with growing expenses, mortgage payoff and sale proceeds.
Comparing home financing and property costs
A home purchase involves both a financing question and an ownership-cost question. Mortgage and amortization tools explain payments and remaining balances. Affordability and down-payment tools connect a budget with a possible price, while refinance and rent-versus-buy tools compare alternative paths over time.
Use the same horizon when comparing alternatives and account for costs at the point they occur. A lower monthly mortgage payment can result from a longer term. Property value, ongoing expenses, and sale assumptions also affect a real-estate comparison beyond the loan payment alone.
Compare the questions
| Choose a method | Inputs | Method |
|---|---|---|
| Mortgage Calculator US mortgage |
| Loan = price × (1−down payment%). Monthly payment = Pr/[1−(1+r)^−n]. How it works |
| Rent vs. Buy Calculator Rent vs. buy scenario |
| Compare net home equity after selling with the renter's invested initial cash and monthly cost differences. How it works |