Pananalapi · Libreng online tool

Kalkulador ng amortisasyon ng mortgage

Tingnan kung paano ibahagi ang mga pagbabayad ng mortgage sa pagitan ng pangunahing at interes, at kung paano ang mga karagdagang pagbabayad ay baguhin ang balanse at payoff schedule.

Pera: PHP

Ilagay ang lahat ng halaga sa PHP. Hindi nagbabago ang mga bilang kapag pinalitan ang pera; walang inilalapat na exchange rate.

Mga inilagay mong halaga

Mga dagdag na bayad at palagay
Buwan ng unang bayad

Ginagawa ang mga kalkulasyon sa iyong browser. Hindi kailangan ng account.

HALIMBAWANG RESULTAKinakalkula sa iyong device
Unang buwanang halaga ng pagmamay - ari
₱2,422.62
Regular na buwanang bayad
₱2,022.62
Halaga ng loan
₱320,000.00
Kabuuang interes
₱408,142.36
Kabuuang mga bayad
₱728,142.36
Panahon hanggang mabayaran nang buo
360 buwan
Paunang bayad
₱80,000.00
Halaga ng pagmamay - ari sa panahon ng pangungutang
₱144,000.00

Tungkol sa resultang ito

Ang gastos ng pagmamay-ari ay nag-exclude ng extra main payment. Insurance input ay patuloy maliban para sa entered growth; mortgage-insurance cancelation ay hindi awtomatikong.

Pumunta sa buong talahanayan
Aking workspace

Kalkulahin gamit ang iyong mga inilagay para mag-save ng resulta o maghambing ng mga senaryo.

Balanse ng loan sa paglipas ng panahon

PHP
Balanse
079.9K159.9K239.8K319.7K1180360
Bayad 360
Balanse₱0.00

Detalye ng bayad sa loan

PHP

Prinsipal at interes sa buong tagal ng loan.

Kabuuan₱728,142.36
  • Prinsipal₱320,000.0043.9%
  • Interes₱408,142.3656.1%

Detalyadong paliwanag

Lahat ng 360 hanay

Buong kalkulasyon, bawat hanay. Mga halaga sa PHP.

Mag-swipe o mag-scroll nang pahalang upang makita ang iba pang column.
Detalyadong paliwanag · Lahat ng 360 hanay
BayadBuwanHalaga ng bayad (PHP)Prinsipal (PHP)Interes (PHP)Balanse (PHP)
12026-112,022.62289.281,733.33319,710.72
22026-122,022.62290.851,731.77319,419.86
32027-012,022.62292.431,730.19319,127.44
42027-022,022.62294.011,728.61318,833.43
52027-032,022.62295.601,727.01318,537.82
62027-042,022.62297.201,725.41318,240.62
72027-052,022.62298.811,723.80317,941.80
82027-062,022.62300.431,722.18317,641.37
92027-072,022.62302.061,720.56317,339.31
102027-082,022.62303.701,718.92317,035.62
112027-092,022.62305.341,717.28316,730.27
122027-102,022.62307.001,715.62316,423.28
132027-112,022.62308.661,713.96316,114.62
142027-122,022.62310.331,712.29315,804.29
152028-012,022.62312.011,710.61315,492.28
162028-022,022.62313.701,708.92315,178.58
172028-032,022.62315.401,707.22314,863.18
182028-042,022.62317.111,705.51314,546.07
192028-052,022.62318.831,703.79314,227.24
202028-062,022.62320.551,702.06313,906.69
212028-072,022.62322.291,700.33313,584.40
222028-082,022.62324.041,698.58313,260.36
232028-092,022.62325.791,696.83312,934.57
242028-102,022.62327.561,695.06312,607.02
252028-112,022.62329.331,693.29312,277.69
262028-122,022.62331.111,691.50311,946.57
272029-012,022.62332.911,689.71311,613.67
282029-022,022.62334.711,687.91311,278.96
292029-032,022.62336.521,686.09310,942.43
302029-042,022.62338.351,684.27310,604.09
312029-052,022.62340.181,682.44310,263.91
322029-062,022.62342.021,680.60309,921.89
332029-072,022.62343.871,678.74309,578.01
342029-082,022.62345.741,676.88309,232.28
352029-092,022.62347.611,675.01308,884.67
362029-102,022.62349.491,673.13308,535.17
372029-112,022.62351.391,671.23308,183.79
382029-122,022.62353.291,669.33307,830.50
392030-012,022.62355.201,667.42307,475.30
402030-022,022.62357.131,665.49307,118.17
412030-032,022.62359.061,663.56306,759.11
422030-042,022.62361.011,661.61306,398.10
432030-052,022.62362.961,659.66306,035.14
442030-062,022.62364.931,657.69305,670.22
452030-072,022.62366.901,655.71305,303.31
462030-082,022.62368.891,653.73304,934.42
472030-092,022.62370.891,651.73304,563.53
482030-102,022.62372.901,649.72304,190.63
492030-112,022.62374.921,647.70303,815.71
502030-122,022.62376.951,645.67303,438.76
512031-012,022.62378.991,643.63303,059.77
522031-022,022.62381.041,641.57302,678.73
532031-032,022.62383.111,639.51302,295.62
542031-042,022.62385.181,637.43301,910.44
552031-052,022.62387.271,635.35301,523.17
562031-062,022.62389.371,633.25301,133.80
572031-072,022.62391.481,631.14300,742.33
582031-082,022.62393.601,629.02300,348.73
592031-092,022.62395.731,626.89299,953.00
602031-102,022.62397.871,624.75299,555.13
612031-112,022.62400.031,622.59299,155.10
622031-122,022.62402.191,620.42298,752.91
632032-012,022.62404.371,618.24298,348.53
642032-022,022.62406.561,616.05297,941.97
652032-032,022.62408.771,613.85297,533.20
662032-042,022.62410.981,611.64297,122.23
672032-052,022.62413.211,609.41296,709.02
682032-062,022.62415.441,607.17296,293.58
692032-072,022.62417.691,604.92295,875.88
702032-082,022.62419.961,602.66295,455.93
712032-092,022.62422.231,600.39295,033.69
722032-102,022.62424.521,598.10294,609.18
732032-112,022.62426.821,595.80294,182.36
742032-122,022.62429.131,593.49293,753.23
752033-012,022.62431.451,591.16293,321.77
762033-022,022.62433.791,588.83292,887.98
772033-032,022.62436.141,586.48292,451.84
782033-042,022.62438.501,584.11292,013.34
792033-052,022.62440.881,581.74291,572.46
802033-062,022.62443.271,579.35291,129.19
812033-072,022.62445.671,576.95290,683.52
822033-082,022.62448.081,574.54290,235.44
832033-092,022.62450.511,572.11289,784.93
842033-102,022.62452.951,569.67289,331.98
852033-112,022.62455.401,567.21288,876.58
862033-122,022.62457.871,564.75288,418.71
872034-012,022.62460.351,562.27287,958.36
882034-022,022.62462.841,559.77287,495.52
892034-032,022.62465.351,557.27287,030.17
902034-042,022.62467.871,554.75286,562.30
912034-052,022.62470.411,552.21286,091.89
922034-062,022.62472.951,549.66285,618.94
932034-072,022.62475.521,547.10285,143.42
942034-082,022.62478.091,544.53284,665.33
952034-092,022.62480.681,541.94284,184.65
962034-102,022.62483.281,539.33283,701.37
972034-112,022.62485.901,536.72283,215.47
982034-122,022.62488.531,534.08282,726.93
992035-012,022.62491.181,531.44282,235.75
1002035-022,022.62493.841,528.78281,741.91
1012035-032,022.62496.521,526.10281,245.40
1022035-042,022.62499.211,523.41280,746.19
1032035-052,022.62501.911,520.71280,244.28
1042035-062,022.62504.631,517.99279,739.65
1052035-072,022.62507.361,515.26279,232.29
1062035-082,022.62510.111,512.51278,722.18
1072035-092,022.62512.871,509.75278,209.31
1082035-102,022.62515.651,506.97277,693.66
1092035-112,022.62518.441,504.17277,175.22
1102035-122,022.62521.251,501.37276,653.96
1112036-012,022.62524.081,498.54276,129.89
1122036-022,022.62526.911,495.70275,602.97
1132036-032,022.62529.771,492.85275,073.21
1142036-042,022.62532.641,489.98274,540.57
1152036-052,022.62535.521,487.09274,005.05
1162036-062,022.62538.421,484.19273,466.62
1172036-072,022.62541.341,481.28272,925.28
1182036-082,022.62544.271,478.35272,381.01
1192036-092,022.62547.221,475.40271,833.79
1202036-102,022.62550.181,472.43271,283.60
1212036-112,022.62553.161,469.45270,730.44
1222036-122,022.62556.161,466.46270,174.28
1232037-012,022.62559.171,463.44269,615.10
1242037-022,022.62562.201,460.42269,052.90
1252037-032,022.62565.251,457.37268,487.65
1262037-042,022.62568.311,454.31267,919.34
1272037-052,022.62571.391,451.23267,347.96
1282037-062,022.62574.481,448.13266,773.47
1292037-072,022.62577.591,445.02266,195.88
1302037-082,022.62580.721,441.89265,615.16
1312037-092,022.62583.871,438.75265,031.29
1322037-102,022.62587.031,435.59264,444.26
1332037-112,022.62590.211,432.41263,854.04
1342037-122,022.62593.411,429.21263,260.64
1352038-012,022.62596.621,426.00262,664.01
1362038-022,022.62599.851,422.76262,064.16
1372038-032,022.62603.101,419.51261,461.06
1382038-042,022.62606.371,416.25260,854.69
1392038-052,022.62609.651,412.96260,245.03
1402038-062,022.62612.961,409.66259,632.07
1412038-072,022.62616.281,406.34259,015.80
1422038-082,022.62619.621,403.00258,396.18
1432038-092,022.62622.971,399.65257,773.21
1442038-102,022.62626.351,396.27257,146.86
1452038-112,022.62629.741,392.88256,517.12
1462038-122,022.62633.151,389.47255,883.97
1472039-012,022.62636.581,386.04255,247.39
1482039-022,022.62640.031,382.59254,607.37
1492039-032,022.62643.491,379.12253,963.87
1502039-042,022.62646.981,375.64253,316.89
1512039-052,022.62650.481,372.13252,666.41
1522039-062,022.62654.011,368.61252,012.40
1532039-072,022.62657.551,365.07251,354.85
1542039-082,022.62661.111,361.51250,693.74
1552039-092,022.62664.691,357.92250,029.04
1562039-102,022.62668.291,354.32249,360.75
1572039-112,022.62671.911,350.70248,688.84
1582039-122,022.62675.551,347.06248,013.28
1592040-012,022.62679.211,343.41247,334.07
1602040-022,022.62682.891,339.73246,651.18
1612040-032,022.62686.591,336.03245,964.59
1622040-042,022.62690.311,332.31245,274.28
1632040-052,022.62694.051,328.57244,580.23
1642040-062,022.62697.811,324.81243,882.42
1652040-072,022.62701.591,321.03243,180.84
1662040-082,022.62705.391,317.23242,475.45
1672040-092,022.62709.211,313.41241,766.24
1682040-102,022.62713.051,309.57241,053.19
1692040-112,022.62716.911,305.70240,336.27
1702040-122,022.62720.801,301.82239,615.48
1712041-012,022.62724.701,297.92238,890.78
1722041-022,022.62728.631,293.99238,162.15
1732041-032,022.62732.571,290.04237,429.58
1742041-042,022.62736.541,286.08236,693.04
1752041-052,022.62740.531,282.09235,952.51
1762041-062,022.62744.541,278.08235,207.97
1772041-072,022.62748.571,274.04234,459.39
1782041-082,022.62752.631,269.99233,706.76
1792041-092,022.62756.711,265.91232,950.06
1802041-102,022.62760.801,261.81232,189.25
1812041-112,022.62764.931,257.69231,424.33
1822041-122,022.62769.071,253.55230,655.26
1832042-012,022.62773.241,249.38229,882.02
1842042-022,022.62777.421,245.19229,104.60
1852042-032,022.62781.631,240.98228,322.96
1862042-042,022.62785.871,236.75227,537.10
1872042-052,022.62790.131,232.49226,746.97
1882042-062,022.62794.401,228.21225,952.57
1892042-072,022.62798.711,223.91225,153.86
1902042-082,022.62803.031,219.58224,350.82
1912042-092,022.62807.381,215.23223,543.44
1922042-102,022.62811.761,210.86222,731.68
1932042-112,022.62816.151,206.46221,915.53
1942042-122,022.62820.581,202.04221,094.95
1952043-012,022.62825.021,197.60220,269.93
1962043-022,022.62829.491,193.13219,440.44
1972043-032,022.62833.981,188.64218,606.46
1982043-042,022.62838.501,184.12217,767.96
1992043-052,022.62843.041,179.58216,924.92
2002043-062,022.62847.611,175.01216,077.31
2012043-072,022.62852.201,170.42215,225.11
2022043-082,022.62856.811,165.80214,368.30
2032043-092,022.62861.461,161.16213,506.84
2042043-102,022.62866.121,156.50212,640.72
2052043-112,022.62870.811,151.80211,769.91
2062043-122,022.62875.531,147.09210,894.38
2072044-012,022.62880.271,142.34210,014.10
2082044-022,022.62885.041,137.58209,129.06
2092044-032,022.62889.841,132.78208,239.23
2102044-042,022.62894.661,127.96207,344.57
2112044-052,022.62899.501,123.12206,445.07
2122044-062,022.62904.371,118.24205,540.70
2132044-072,022.62909.271,113.35204,631.42
2142044-082,022.62914.201,108.42203,717.23
2152044-092,022.62919.151,103.47202,798.08
2162044-102,022.62924.131,098.49201,873.95
2172044-112,022.62929.131,093.48200,944.82
2182044-122,022.62934.171,088.45200,010.65
2192045-012,022.62939.231,083.39199,071.42
2202045-022,022.62944.311,078.30198,127.11
2212045-032,022.62949.431,073.19197,177.68
2222045-042,022.62954.571,068.05196,223.11
2232045-052,022.62959.741,062.88195,263.37
2242045-062,022.62964.941,057.68194,298.42
2252045-072,022.62970.171,052.45193,328.26
2262045-082,022.62975.421,047.19192,352.83
2272045-092,022.62980.711,041.91191,372.13
2282045-102,022.62986.021,036.60190,386.11
2292045-112,022.62991.361,031.26189,394.75
2302045-122,022.62996.731,025.89188,398.02
2312046-012,022.621,002.131,020.49187,395.89
2322046-022,022.621,007.561,015.06186,388.33
2332046-032,022.621,013.011,009.60185,375.32
2342046-042,022.621,018.501,004.12184,356.82
2352046-052,022.621,024.02998.60183,332.80
2362046-062,022.621,029.57993.05182,303.24
2372046-072,022.621,035.14987.48181,268.09
2382046-082,022.621,040.75981.87180,227.34
2392046-092,022.621,046.39976.23179,180.96
2402046-102,022.621,052.05970.56178,128.90
2412046-112,022.621,057.75964.86177,071.15
2422046-122,022.621,063.48959.14176,007.67
2432047-012,022.621,069.24953.37174,938.43
2442047-022,022.621,075.03947.58173,863.39
2452047-032,022.621,080.86941.76172,782.53
2462047-042,022.621,086.71935.91171,695.82
2472047-052,022.621,092.60930.02170,603.22
2482047-062,022.621,098.52924.10169,504.71
2492047-072,022.621,104.47918.15168,400.24
2502047-082,022.621,110.45912.17167,289.79
2512047-092,022.621,116.46906.15166,173.32
2522047-102,022.621,122.51900.11165,050.81
2532047-112,022.621,128.59894.03163,922.22
2542047-122,022.621,134.71887.91162,787.51
2552048-012,022.621,140.85881.77161,646.66
2562048-022,022.621,147.03875.59160,499.63
2572048-032,022.621,153.24869.37159,346.39
2582048-042,022.621,159.49863.13158,186.89
2592048-052,022.621,165.77856.85157,021.12
2602048-062,022.621,172.09850.53155,849.04
2612048-072,022.621,178.44844.18154,670.60
2622048-082,022.621,184.82837.80153,485.78
2632048-092,022.621,191.24831.38152,294.55
2642048-102,022.621,197.69824.93151,096.86
2652048-112,022.621,204.18818.44149,892.68
2662048-122,022.621,210.70811.92148,681.98
2672049-012,022.621,217.26805.36147,464.72
2682049-022,022.621,223.85798.77146,240.87
2692049-032,022.621,230.48792.14145,010.39
2702049-042,022.621,237.14785.47143,773.25
2712049-052,022.621,243.85778.77142,529.40
2722049-062,022.621,250.58772.03141,278.82
2732049-072,022.621,257.36765.26140,021.46
2742049-082,022.621,264.17758.45138,757.30
2752049-092,022.621,271.02751.60137,486.28
2762049-102,022.621,277.90744.72136,208.38
2772049-112,022.621,284.82737.80134,923.56
2782049-122,022.621,291.78730.84133,631.78
2792050-012,022.621,298.78723.84132,333.00
2802050-022,022.621,305.81716.80131,027.18
2812050-032,022.621,312.89709.73129,714.30
2822050-042,022.621,320.00702.62128,394.30
2832050-052,022.621,327.15695.47127,067.15
2842050-062,022.621,334.34688.28125,732.81
2852050-072,022.621,341.56681.05124,391.25
2862050-082,022.621,348.83673.79123,042.41
2872050-092,022.621,356.14666.48121,686.28
2882050-102,022.621,363.48659.13120,322.79
2892050-112,022.621,370.87651.75118,951.92
2902050-122,022.621,378.29644.32117,573.63
2912051-012,022.621,385.76636.86116,187.87
2922051-022,022.621,393.27629.35114,794.60
2932051-032,022.621,400.81621.80113,393.79
2942051-042,022.621,408.40614.22111,985.39
2952051-052,022.621,416.03606.59110,569.36
2962051-062,022.621,423.70598.92109,145.66
2972051-072,022.621,431.41591.21107,714.24
2982051-082,022.621,439.17583.45106,275.08
2992051-092,022.621,446.96575.66104,828.12
3002051-102,022.621,454.80567.82103,373.32
3012051-112,022.621,462.68559.94101,910.64
3022051-122,022.621,470.60552.02100,440.04
3032052-012,022.621,478.57544.0598,961.47
3042052-022,022.621,486.58536.0497,474.89
3052052-032,022.621,494.63527.9995,980.27
3062052-042,022.621,502.72519.8994,477.54
3072052-052,022.621,510.86511.7592,966.68
3082052-062,022.621,519.05503.5791,447.63
3092052-072,022.621,527.28495.3489,920.35
3102052-082,022.621,535.55487.0788,384.80
3112052-092,022.621,543.87478.7586,840.94
3122052-102,022.621,552.23470.3985,288.71
3132052-112,022.621,560.64461.9883,728.07
3142052-122,022.621,569.09453.5382,158.98
3152053-012,022.621,577.59445.0380,581.39
3162053-022,022.621,586.14436.4878,995.25
3172053-032,022.621,594.73427.8977,400.53
3182053-042,022.621,603.36419.2575,797.16
3192053-052,022.621,612.05410.5774,185.11
3202053-062,022.621,620.78401.8472,564.33
3212053-072,022.621,629.56393.0670,934.77
3222053-082,022.621,638.39384.2369,296.38
3232053-092,022.621,647.26375.3667,649.12
3242053-102,022.621,656.18366.4365,992.94
3252053-112,022.621,665.16357.4664,327.78
3262053-122,022.621,674.18348.4462,653.60
3272054-012,022.621,683.24339.3760,970.36
3282054-022,022.621,692.36330.2659,278.00
3292054-032,022.621,701.53321.0957,576.47
3302054-042,022.621,710.75311.8755,865.73
3312054-052,022.621,720.01302.6154,145.71
3322054-062,022.621,729.33293.2952,416.38
3332054-072,022.621,738.70283.9250,677.69
3342054-082,022.621,748.11274.5048,929.58
3352054-092,022.621,757.58265.0447,171.99
3362054-102,022.621,767.10255.5145,404.89
3372054-112,022.621,776.67245.9443,628.22
3382054-122,022.621,786.30236.3241,841.92
3392055-012,022.621,795.97226.6440,045.94
3402055-022,022.621,805.70216.9238,240.24
3412055-032,022.621,815.48207.1336,424.76
3422055-042,022.621,825.32197.3034,599.44
3432055-052,022.621,835.20187.4132,764.24
3442055-062,022.621,845.14177.4730,919.09
3452055-072,022.621,855.14167.4829,063.95
3462055-082,022.621,865.19157.4327,198.77
3472055-092,022.621,875.29147.3325,323.47
3482055-102,022.621,885.45137.1723,438.03
3492055-112,022.621,895.66126.9621,542.36
3502055-122,022.621,905.93116.6919,636.43
3512056-012,022.621,916.25106.3617,720.18
3522056-022,022.621,926.6395.9815,793.55
3532056-032,022.621,937.0785.5513,856.48
3542056-042,022.621,947.5675.0611,908.92
3552056-052,022.621,958.1164.519,950.81
3562056-062,022.621,968.7253.907,982.09
3572056-072,022.621,979.3843.246,002.71
3582056-082,022.621,990.1032.514,012.60
3592056-092,022.622,000.8821.732,011.72
3602056-102,022.622,011.7210.900.00

Paano gamitin

Isang mahalagang pagkakaiba

Hindi kalahati ang utang sa kalahating termino

Sa positibong fixed rate at walang extra payments, higit kalahati ng orihinal na prinsipal ang natitira sa kalagitnaan. Gamitin ang balance column sa balak mong petsa ng bentahan, hindi proporsiyonal na paghahati ng utang.

Pag-unawa sa iskedyul ng pagbabayad ng mortgage

Ipinapakita ng amortization schedule ang bahagi ng bawat hulog na napupunta sa interes at prinsipal. Tingnan ang natitirang balanse sa petsang balak magbenta o mag-refinance, pati ang kabuuang interes. Hindi ibig sabihin ng mas mababang balanse na lahat ng bayad ay napunta sa prinsipal; ipinapaliwanag ng kolum ng interes ang pagkakaiba.

Pag - alaala sa Mortgage: pormula at mga palagay

Loan = presyo × (1−down passing%). Buwanang pagbabayad = Pr/[1−(1+r)^−n].

Ang schedule ay sumasang-ayon ng isang fixed interest rate sa loob ng inilagay na period ng amortization. Ang mga gastos ng pagmamay-ari ay sinusubaybayan nang malinaw mula sa pangunahing loan at interes.

Halimbawang kalkulasyon

Reference halimbawa ng currency: USD Ang mga ito fixed halimbawa ay hindi pagbabago sa iyong kalkulator preferences.

Gamit ang halimbawang Pag - alaala sa Mortgage:

Mga input
Presyo ng bahay ($)
400000
Paunang bayad (%)
20
Taunang rate ng interes (%)
6.5
Tagal (taon)
30
Taunang buwis sa ari-arian ($)
3600
Taunang seguro sa bahay ($)
1200
Buwanang seguro sa mortgage ($)
0
Buwanang mga bayarin sa HOA ($)
0
Iba pang buwanang gastos sa pagmamay-ari ($)
0
Taunang pagtaas ng buwis (%)
0
Taunang pagtaas ng seguro (%)
0
Taunang pagtaas ng HOA (%)
0
Dagdag na buwanang bayad sa prinsipal ($)
0
Dagdag na taunang bayad sa prinsipal ($)
0
Isahang dagdag na bayad sa prinsipal ($)
0
Buwan ng isahang bayad
12
Buwan ng unang bayad
2026-11-01
Paraan

Loan = presyo × (1−down passing%). Buwanang pagbabayad = Pr/[1−(1+r)^−n].

Resulta

Resulta ng halimbawa

Unang buwanang halaga ng pagmamay - ari: $2,422.62

Regular na buwanang bayad: $2,022.62

Halaga ng loan: $320,000.00

Kabuuang interes: $408,142.36

Kabuuang mga bayad: $728,142.36

Panahon hanggang mabayaran nang buo: 360 buwan

Paunang bayad: $80,000.00

Halaga ng pagmamay - ari sa panahon ng pangungutang: $144,000.00

  • Ang gastos ng pagmamay-ari ay nag-exclude ng extra main payment. Insurance input ay patuloy maliban para sa entered growth; mortgage-insurance cancelation ay hindi awtomatikong.

Ito ay mga ilustrasyon. Baguhin ang mga halaga upang malaman ang isang iba't ibang scenario.

Mga dapat tandaan

Ito ay isang estimate, hindi isang loan offer. Mga buwis, insurance, mortgage-insurance cancel, renewal terms, at mga bayad ay depende sa iyong kasunduan.

Mga sanggunian ng pormula

Ang mga referral ay nagpapaliwanag ng mga nakaraang pamamaraan; hindi nila sumasang-ayon sa pagsusuri o indibidwal na propesyonal na pagsusuri ng Finflo.

Mga karaniwang tanong

Bakit sa paglipas ng panahon ay nagiging interesado na rin sila?

Ang interest ay binubuo ng balanse. Kung ang pangunahing bumaba, mas mababa ng isang fixed payment ay pumunta sa interes.

Ang schedule ay nagpapahiwatig ng hinaharap na pagbabago sa mga rate ng mortgage?

Hindi. Gumagamit ito ng naka-pasok na fixed rate sa buong termino; variable rate pag-adjust at refinancing nangangailangan ng isang iba't ibang scenario.

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