Finance · FINFLO

Investment calculators

Compare savings growth, investment returns, cash-flow timing, interest, and present value.

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Results: 17

Choosing a growth or return calculation

Use a growth calculator to project an entered balance and contribution schedule under a selected rate. Use ROI to compare gain with invested cost, and a dated return method when deposits or withdrawals occur at different times. These outputs are not interchangeable descriptions of investment performance.

Separate money contributed from money earned and check the time period behind a percentage return. Fees, taxes, and inflation affect different parts of a comparison and should be included only as supported by the selected mode. Test assumptions without treating a constant-rate scenario as a forecast.

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Choose a methodInputsMethod
Investment Calculator

Time value of money

  • Solve for
  • Present value ($)
  • Periodic contribution ($)
  • Annual effective return (%)
  • Time (years)
  • Periods per year
  • Payment timing

FV = PV(1+i)^n + PMT[(1+i)^n−1]/i; beginning-of-period payments multiply the annuity factor by 1+i.

How it works
Return on Investment (ROI) Calculator

Return on investment

  • Initial investment ($)
  • Final proceeds ($)
  • Additional costs ($)
  • Years

ROI = (proceeds−total cost)/total cost. Annualized return = (proceeds/total cost)^(1/years)−1.

How it works