Pananalapi · Libreng online tool

Kalkulador ng mortgage sa UK

Ihambing ang pagbabayad ng UK at interes-on mortgage estimates sa pounds, kabilang ang naka-pasok na gastos ng pagmamay-ari at karagdagang pagbabayad.

Pera ng kalkulador: GBP

Gumagamit ang modelong ito ng GBP. Hindi binabago ng iyong napiling wika at pera ang mga panrehiyong tuntunin nito.

Mga inilagay mong halaga

Mga dagdag na bayad at palagay
Buwan ng unang bayad

Ginagawa ang mga kalkulasyon sa iyong browser. Hindi kailangan ng account.

HALIMBAWANG RESULTAKinakalkula sa iyong device
Unang buwanang halaga ng pagmamay - ari
£2,422.62
Regular na buwanang bayad
£2,022.62
Halaga ng loan
£320,000.00
Kabuuang interes
£408,142.36
Kabuuang mga bayad
£728,142.36
Panahon hanggang mabayaran nang buo
360 buwan
Paunang bayad
£80,000.00
Halaga ng pagmamay - ari sa panahon ng pangungutang
£144,000.00

Tungkol sa resultang ito

Ang gastos ng pagmamay-ari ay nag-exclude ng extra main payment. Insurance input ay patuloy maliban para sa entered growth; mortgage-insurance cancelation ay hindi awtomatikong.

Pumunta sa buong talahanayan
Aking workspace

Kalkulahin gamit ang iyong mga inilagay para mag-save ng resulta o maghambing ng mga senaryo.

Balanse ng loan sa paglipas ng panahon

GBP
Balanse
079.9K159.9K239.8K319.7K1180360
Bayad 360
Balanse£0.00

Detalye ng bayad sa loan

GBP

Prinsipal at interes sa buong tagal ng loan.

Kabuuan£728,142.36
  • Prinsipal£320,000.0043.9%
  • Interes£408,142.3656.1%

Detalyadong paliwanag

Lahat ng 360 hanay

Buong kalkulasyon, bawat hanay. Mga halaga sa GBP.

Mag-swipe o mag-scroll nang pahalang upang makita ang iba pang column.
Detalyadong paliwanag · Lahat ng 360 hanay
BayadBuwanHalaga ng bayad (GBP)Prinsipal (GBP)Interes (GBP)Balanse (GBP)
12026-112,022.62289.281,733.33319,710.72
22026-122,022.62290.851,731.77319,419.86
32027-012,022.62292.431,730.19319,127.44
42027-022,022.62294.011,728.61318,833.43
52027-032,022.62295.601,727.01318,537.82
62027-042,022.62297.201,725.41318,240.62
72027-052,022.62298.811,723.80317,941.80
82027-062,022.62300.431,722.18317,641.37
92027-072,022.62302.061,720.56317,339.31
102027-082,022.62303.701,718.92317,035.62
112027-092,022.62305.341,717.28316,730.27
122027-102,022.62307.001,715.62316,423.28
132027-112,022.62308.661,713.96316,114.62
142027-122,022.62310.331,712.29315,804.29
152028-012,022.62312.011,710.61315,492.28
162028-022,022.62313.701,708.92315,178.58
172028-032,022.62315.401,707.22314,863.18
182028-042,022.62317.111,705.51314,546.07
192028-052,022.62318.831,703.79314,227.24
202028-062,022.62320.551,702.06313,906.69
212028-072,022.62322.291,700.33313,584.40
222028-082,022.62324.041,698.58313,260.36
232028-092,022.62325.791,696.83312,934.57
242028-102,022.62327.561,695.06312,607.02
252028-112,022.62329.331,693.29312,277.69
262028-122,022.62331.111,691.50311,946.57
272029-012,022.62332.911,689.71311,613.67
282029-022,022.62334.711,687.91311,278.96
292029-032,022.62336.521,686.09310,942.43
302029-042,022.62338.351,684.27310,604.09
312029-052,022.62340.181,682.44310,263.91
322029-062,022.62342.021,680.60309,921.89
332029-072,022.62343.871,678.74309,578.01
342029-082,022.62345.741,676.88309,232.28
352029-092,022.62347.611,675.01308,884.67
362029-102,022.62349.491,673.13308,535.17
372029-112,022.62351.391,671.23308,183.79
382029-122,022.62353.291,669.33307,830.50
392030-012,022.62355.201,667.42307,475.30
402030-022,022.62357.131,665.49307,118.17
412030-032,022.62359.061,663.56306,759.11
422030-042,022.62361.011,661.61306,398.10
432030-052,022.62362.961,659.66306,035.14
442030-062,022.62364.931,657.69305,670.22
452030-072,022.62366.901,655.71305,303.31
462030-082,022.62368.891,653.73304,934.42
472030-092,022.62370.891,651.73304,563.53
482030-102,022.62372.901,649.72304,190.63
492030-112,022.62374.921,647.70303,815.71
502030-122,022.62376.951,645.67303,438.76
512031-012,022.62378.991,643.63303,059.77
522031-022,022.62381.041,641.57302,678.73
532031-032,022.62383.111,639.51302,295.62
542031-042,022.62385.181,637.43301,910.44
552031-052,022.62387.271,635.35301,523.17
562031-062,022.62389.371,633.25301,133.80
572031-072,022.62391.481,631.14300,742.33
582031-082,022.62393.601,629.02300,348.73
592031-092,022.62395.731,626.89299,953.00
602031-102,022.62397.871,624.75299,555.13
612031-112,022.62400.031,622.59299,155.10
622031-122,022.62402.191,620.42298,752.91
632032-012,022.62404.371,618.24298,348.53
642032-022,022.62406.561,616.05297,941.97
652032-032,022.62408.771,613.85297,533.20
662032-042,022.62410.981,611.64297,122.23
672032-052,022.62413.211,609.41296,709.02
682032-062,022.62415.441,607.17296,293.58
692032-072,022.62417.691,604.92295,875.88
702032-082,022.62419.961,602.66295,455.93
712032-092,022.62422.231,600.39295,033.69
722032-102,022.62424.521,598.10294,609.18
732032-112,022.62426.821,595.80294,182.36
742032-122,022.62429.131,593.49293,753.23
752033-012,022.62431.451,591.16293,321.77
762033-022,022.62433.791,588.83292,887.98
772033-032,022.62436.141,586.48292,451.84
782033-042,022.62438.501,584.11292,013.34
792033-052,022.62440.881,581.74291,572.46
802033-062,022.62443.271,579.35291,129.19
812033-072,022.62445.671,576.95290,683.52
822033-082,022.62448.081,574.54290,235.44
832033-092,022.62450.511,572.11289,784.93
842033-102,022.62452.951,569.67289,331.98
852033-112,022.62455.401,567.21288,876.58
862033-122,022.62457.871,564.75288,418.71
872034-012,022.62460.351,562.27287,958.36
882034-022,022.62462.841,559.77287,495.52
892034-032,022.62465.351,557.27287,030.17
902034-042,022.62467.871,554.75286,562.30
912034-052,022.62470.411,552.21286,091.89
922034-062,022.62472.951,549.66285,618.94
932034-072,022.62475.521,547.10285,143.42
942034-082,022.62478.091,544.53284,665.33
952034-092,022.62480.681,541.94284,184.65
962034-102,022.62483.281,539.33283,701.37
972034-112,022.62485.901,536.72283,215.47
982034-122,022.62488.531,534.08282,726.93
992035-012,022.62491.181,531.44282,235.75
1002035-022,022.62493.841,528.78281,741.91
1012035-032,022.62496.521,526.10281,245.40
1022035-042,022.62499.211,523.41280,746.19
1032035-052,022.62501.911,520.71280,244.28
1042035-062,022.62504.631,517.99279,739.65
1052035-072,022.62507.361,515.26279,232.29
1062035-082,022.62510.111,512.51278,722.18
1072035-092,022.62512.871,509.75278,209.31
1082035-102,022.62515.651,506.97277,693.66
1092035-112,022.62518.441,504.17277,175.22
1102035-122,022.62521.251,501.37276,653.96
1112036-012,022.62524.081,498.54276,129.89
1122036-022,022.62526.911,495.70275,602.97
1132036-032,022.62529.771,492.85275,073.21
1142036-042,022.62532.641,489.98274,540.57
1152036-052,022.62535.521,487.09274,005.05
1162036-062,022.62538.421,484.19273,466.62
1172036-072,022.62541.341,481.28272,925.28
1182036-082,022.62544.271,478.35272,381.01
1192036-092,022.62547.221,475.40271,833.79
1202036-102,022.62550.181,472.43271,283.60
1212036-112,022.62553.161,469.45270,730.44
1222036-122,022.62556.161,466.46270,174.28
1232037-012,022.62559.171,463.44269,615.10
1242037-022,022.62562.201,460.42269,052.90
1252037-032,022.62565.251,457.37268,487.65
1262037-042,022.62568.311,454.31267,919.34
1272037-052,022.62571.391,451.23267,347.96
1282037-062,022.62574.481,448.13266,773.47
1292037-072,022.62577.591,445.02266,195.88
1302037-082,022.62580.721,441.89265,615.16
1312037-092,022.62583.871,438.75265,031.29
1322037-102,022.62587.031,435.59264,444.26
1332037-112,022.62590.211,432.41263,854.04
1342037-122,022.62593.411,429.21263,260.64
1352038-012,022.62596.621,426.00262,664.01
1362038-022,022.62599.851,422.76262,064.16
1372038-032,022.62603.101,419.51261,461.06
1382038-042,022.62606.371,416.25260,854.69
1392038-052,022.62609.651,412.96260,245.03
1402038-062,022.62612.961,409.66259,632.07
1412038-072,022.62616.281,406.34259,015.80
1422038-082,022.62619.621,403.00258,396.18
1432038-092,022.62622.971,399.65257,773.21
1442038-102,022.62626.351,396.27257,146.86
1452038-112,022.62629.741,392.88256,517.12
1462038-122,022.62633.151,389.47255,883.97
1472039-012,022.62636.581,386.04255,247.39
1482039-022,022.62640.031,382.59254,607.37
1492039-032,022.62643.491,379.12253,963.87
1502039-042,022.62646.981,375.64253,316.89
1512039-052,022.62650.481,372.13252,666.41
1522039-062,022.62654.011,368.61252,012.40
1532039-072,022.62657.551,365.07251,354.85
1542039-082,022.62661.111,361.51250,693.74
1552039-092,022.62664.691,357.92250,029.04
1562039-102,022.62668.291,354.32249,360.75
1572039-112,022.62671.911,350.70248,688.84
1582039-122,022.62675.551,347.06248,013.28
1592040-012,022.62679.211,343.41247,334.07
1602040-022,022.62682.891,339.73246,651.18
1612040-032,022.62686.591,336.03245,964.59
1622040-042,022.62690.311,332.31245,274.28
1632040-052,022.62694.051,328.57244,580.23
1642040-062,022.62697.811,324.81243,882.42
1652040-072,022.62701.591,321.03243,180.84
1662040-082,022.62705.391,317.23242,475.45
1672040-092,022.62709.211,313.41241,766.24
1682040-102,022.62713.051,309.57241,053.19
1692040-112,022.62716.911,305.70240,336.27
1702040-122,022.62720.801,301.82239,615.48
1712041-012,022.62724.701,297.92238,890.78
1722041-022,022.62728.631,293.99238,162.15
1732041-032,022.62732.571,290.04237,429.58
1742041-042,022.62736.541,286.08236,693.04
1752041-052,022.62740.531,282.09235,952.51
1762041-062,022.62744.541,278.08235,207.97
1772041-072,022.62748.571,274.04234,459.39
1782041-082,022.62752.631,269.99233,706.76
1792041-092,022.62756.711,265.91232,950.06
1802041-102,022.62760.801,261.81232,189.25
1812041-112,022.62764.931,257.69231,424.33
1822041-122,022.62769.071,253.55230,655.26
1832042-012,022.62773.241,249.38229,882.02
1842042-022,022.62777.421,245.19229,104.60
1852042-032,022.62781.631,240.98228,322.96
1862042-042,022.62785.871,236.75227,537.10
1872042-052,022.62790.131,232.49226,746.97
1882042-062,022.62794.401,228.21225,952.57
1892042-072,022.62798.711,223.91225,153.86
1902042-082,022.62803.031,219.58224,350.82
1912042-092,022.62807.381,215.23223,543.44
1922042-102,022.62811.761,210.86222,731.68
1932042-112,022.62816.151,206.46221,915.53
1942042-122,022.62820.581,202.04221,094.95
1952043-012,022.62825.021,197.60220,269.93
1962043-022,022.62829.491,193.13219,440.44
1972043-032,022.62833.981,188.64218,606.46
1982043-042,022.62838.501,184.12217,767.96
1992043-052,022.62843.041,179.58216,924.92
2002043-062,022.62847.611,175.01216,077.31
2012043-072,022.62852.201,170.42215,225.11
2022043-082,022.62856.811,165.80214,368.30
2032043-092,022.62861.461,161.16213,506.84
2042043-102,022.62866.121,156.50212,640.72
2052043-112,022.62870.811,151.80211,769.91
2062043-122,022.62875.531,147.09210,894.38
2072044-012,022.62880.271,142.34210,014.10
2082044-022,022.62885.041,137.58209,129.06
2092044-032,022.62889.841,132.78208,239.23
2102044-042,022.62894.661,127.96207,344.57
2112044-052,022.62899.501,123.12206,445.07
2122044-062,022.62904.371,118.24205,540.70
2132044-072,022.62909.271,113.35204,631.42
2142044-082,022.62914.201,108.42203,717.23
2152044-092,022.62919.151,103.47202,798.08
2162044-102,022.62924.131,098.49201,873.95
2172044-112,022.62929.131,093.48200,944.82
2182044-122,022.62934.171,088.45200,010.65
2192045-012,022.62939.231,083.39199,071.42
2202045-022,022.62944.311,078.30198,127.11
2212045-032,022.62949.431,073.19197,177.68
2222045-042,022.62954.571,068.05196,223.11
2232045-052,022.62959.741,062.88195,263.37
2242045-062,022.62964.941,057.68194,298.42
2252045-072,022.62970.171,052.45193,328.26
2262045-082,022.62975.421,047.19192,352.83
2272045-092,022.62980.711,041.91191,372.13
2282045-102,022.62986.021,036.60190,386.11
2292045-112,022.62991.361,031.26189,394.75
2302045-122,022.62996.731,025.89188,398.02
2312046-012,022.621,002.131,020.49187,395.89
2322046-022,022.621,007.561,015.06186,388.33
2332046-032,022.621,013.011,009.60185,375.32
2342046-042,022.621,018.501,004.12184,356.82
2352046-052,022.621,024.02998.60183,332.80
2362046-062,022.621,029.57993.05182,303.24
2372046-072,022.621,035.14987.48181,268.09
2382046-082,022.621,040.75981.87180,227.34
2392046-092,022.621,046.39976.23179,180.96
2402046-102,022.621,052.05970.56178,128.90
2412046-112,022.621,057.75964.86177,071.15
2422046-122,022.621,063.48959.14176,007.67
2432047-012,022.621,069.24953.37174,938.43
2442047-022,022.621,075.03947.58173,863.39
2452047-032,022.621,080.86941.76172,782.53
2462047-042,022.621,086.71935.91171,695.82
2472047-052,022.621,092.60930.02170,603.22
2482047-062,022.621,098.52924.10169,504.71
2492047-072,022.621,104.47918.15168,400.24
2502047-082,022.621,110.45912.17167,289.79
2512047-092,022.621,116.46906.15166,173.32
2522047-102,022.621,122.51900.11165,050.81
2532047-112,022.621,128.59894.03163,922.22
2542047-122,022.621,134.71887.91162,787.51
2552048-012,022.621,140.85881.77161,646.66
2562048-022,022.621,147.03875.59160,499.63
2572048-032,022.621,153.24869.37159,346.39
2582048-042,022.621,159.49863.13158,186.89
2592048-052,022.621,165.77856.85157,021.12
2602048-062,022.621,172.09850.53155,849.04
2612048-072,022.621,178.44844.18154,670.60
2622048-082,022.621,184.82837.80153,485.78
2632048-092,022.621,191.24831.38152,294.55
2642048-102,022.621,197.69824.93151,096.86
2652048-112,022.621,204.18818.44149,892.68
2662048-122,022.621,210.70811.92148,681.98
2672049-012,022.621,217.26805.36147,464.72
2682049-022,022.621,223.85798.77146,240.87
2692049-032,022.621,230.48792.14145,010.39
2702049-042,022.621,237.14785.47143,773.25
2712049-052,022.621,243.85778.77142,529.40
2722049-062,022.621,250.58772.03141,278.82
2732049-072,022.621,257.36765.26140,021.46
2742049-082,022.621,264.17758.45138,757.30
2752049-092,022.621,271.02751.60137,486.28
2762049-102,022.621,277.90744.72136,208.38
2772049-112,022.621,284.82737.80134,923.56
2782049-122,022.621,291.78730.84133,631.78
2792050-012,022.621,298.78723.84132,333.00
2802050-022,022.621,305.81716.80131,027.18
2812050-032,022.621,312.89709.73129,714.30
2822050-042,022.621,320.00702.62128,394.30
2832050-052,022.621,327.15695.47127,067.15
2842050-062,022.621,334.34688.28125,732.81
2852050-072,022.621,341.56681.05124,391.25
2862050-082,022.621,348.83673.79123,042.41
2872050-092,022.621,356.14666.48121,686.28
2882050-102,022.621,363.48659.13120,322.79
2892050-112,022.621,370.87651.75118,951.92
2902050-122,022.621,378.29644.32117,573.63
2912051-012,022.621,385.76636.86116,187.87
2922051-022,022.621,393.27629.35114,794.60
2932051-032,022.621,400.81621.80113,393.79
2942051-042,022.621,408.40614.22111,985.39
2952051-052,022.621,416.03606.59110,569.36
2962051-062,022.621,423.70598.92109,145.66
2972051-072,022.621,431.41591.21107,714.24
2982051-082,022.621,439.17583.45106,275.08
2992051-092,022.621,446.96575.66104,828.12
3002051-102,022.621,454.80567.82103,373.32
3012051-112,022.621,462.68559.94101,910.64
3022051-122,022.621,470.60552.02100,440.04
3032052-012,022.621,478.57544.0598,961.47
3042052-022,022.621,486.58536.0497,474.89
3052052-032,022.621,494.63527.9995,980.27
3062052-042,022.621,502.72519.8994,477.54
3072052-052,022.621,510.86511.7592,966.68
3082052-062,022.621,519.05503.5791,447.63
3092052-072,022.621,527.28495.3489,920.35
3102052-082,022.621,535.55487.0788,384.80
3112052-092,022.621,543.87478.7586,840.94
3122052-102,022.621,552.23470.3985,288.71
3132052-112,022.621,560.64461.9883,728.07
3142052-122,022.621,569.09453.5382,158.98
3152053-012,022.621,577.59445.0380,581.39
3162053-022,022.621,586.14436.4878,995.25
3172053-032,022.621,594.73427.8977,400.53
3182053-042,022.621,603.36419.2575,797.16
3192053-052,022.621,612.05410.5774,185.11
3202053-062,022.621,620.78401.8472,564.33
3212053-072,022.621,629.56393.0670,934.77
3222053-082,022.621,638.39384.2369,296.38
3232053-092,022.621,647.26375.3667,649.12
3242053-102,022.621,656.18366.4365,992.94
3252053-112,022.621,665.16357.4664,327.78
3262053-122,022.621,674.18348.4462,653.60
3272054-012,022.621,683.24339.3760,970.36
3282054-022,022.621,692.36330.2659,278.00
3292054-032,022.621,701.53321.0957,576.47
3302054-042,022.621,710.75311.8755,865.73
3312054-052,022.621,720.01302.6154,145.71
3322054-062,022.621,729.33293.2952,416.38
3332054-072,022.621,738.70283.9250,677.69
3342054-082,022.621,748.11274.5048,929.58
3352054-092,022.621,757.58265.0447,171.99
3362054-102,022.621,767.10255.5145,404.89
3372054-112,022.621,776.67245.9443,628.22
3382054-122,022.621,786.30236.3241,841.92
3392055-012,022.621,795.97226.6440,045.94
3402055-022,022.621,805.70216.9238,240.24
3412055-032,022.621,815.48207.1336,424.76
3422055-042,022.621,825.32197.3034,599.44
3432055-052,022.621,835.20187.4132,764.24
3442055-062,022.621,845.14177.4730,919.09
3452055-072,022.621,855.14167.4829,063.95
3462055-082,022.621,865.19157.4327,198.77
3472055-092,022.621,875.29147.3325,323.47
3482055-102,022.621,885.45137.1723,438.03
3492055-112,022.621,895.66126.9621,542.36
3502055-122,022.621,905.93116.6919,636.43
3512056-012,022.621,916.25106.3617,720.18
3522056-022,022.621,926.6395.9815,793.55
3532056-032,022.621,937.0785.5513,856.48
3542056-042,022.621,947.5675.0611,908.92
3552056-052,022.621,958.1164.519,950.81
3562056-062,022.621,968.7253.907,982.09
3572056-072,022.621,979.3843.246,002.71
3582056-082,022.621,990.1032.514,012.60
3592056-092,022.622,000.8821.732,011.72
3602056-102,022.622,011.7210.900.00

Paano gamitin

Isang mahalagang pagkakaiba

Maglaan nang hiwalay para sa interest-only balance

Ang £240,000 na babayaran matapos ang 20 taon ay nangangailangan ng £1,000 buwanang ipon kung walang paglago. Dagdag ito sa interes; hindi iniipon ng mababang mortgage installment ang huling principal payment.

Mortgage na may pagbabayad ng prinsipal o interes lamang

Unti-unting nababawasan ng regular na hulog ang utang sa repayment mortgage. Sa interest-only na opsiyon, hindi nababayaran ang orihinal na pautang sa pagbabayad ng interes lamang. Ihambing ang balanse sa dulo kasabay ng buwanang hulog. Maaaring mag-iwan ng mas malaking huling obligasyon ang maliit na hulog; naaapektuhan ang parehong paghahambing kapag binago ang rate.

Para sa utang na 250,000 sa nakapirming 5% taunang rate, 1,041.67 bawat buwan ang interes-lamang na bayad at 250,000 pa rin ang dapat bayaran. Hindi kasama ang product fee, early repayment charge, buwis sa pagbili o susunod na pagbabago ng rate maliban kung tahasang inilagay sa suportadong field.

Pagkasangla ng UK: pormula at mga palagay

Loan = presyo × (1−down passing%). Buwanang pagbabayad = Pr/[1−(1+r)^−n].

Ang schedule ay sumasang-ayon ng isang fixed interest rate sa loob ng inilagay na period ng amortization. Ang mga gastos ng pagmamay-ari ay sinusubaybayan nang malinaw mula sa pangunahing loan at interes.

Interes-lamang na paghahambing: pormula at mga palagay

Buwanang interes=principal×annual rate/12. Ang prinsipal ay nananatili sa dakong huli.

Ang modelo na ito ay naglalaman ng isang konstante rate at balanse. Hindi ito kasama ang isang pagbabayad ng pamumuhunan o garantiya na ang huling balanse ay abot-kayang.

Halimbawang kalkulasyon

Reference halimbawa ng currency: GBP Ang mga ito fixed halimbawa ay hindi pagbabago sa iyong kalkulator preferences.

Gamit ang halimbawang Pagkasangla ng UK:

Mga input
Presyo ng bahay (£)
400000
Paunang bayad (%)
20
Taunang rate ng interes (%)
6.5
Tagal (taon)
30
Taunang buwis sa ari-arian (£)
3600
Taunang seguro sa bahay (£)
1200
Buwanang seguro sa mortgage (£)
0
Buwanang mga bayarin sa HOA (£)
0
Iba pang buwanang gastos sa pagmamay-ari (£)
0
Taunang pagtaas ng buwis (%)
0
Taunang pagtaas ng seguro (%)
0
Taunang pagtaas ng HOA (%)
0
Dagdag na buwanang bayad sa prinsipal (£)
0
Dagdag na taunang bayad sa prinsipal (£)
0
Isahang dagdag na bayad sa prinsipal (£)
0
Buwan ng isahang bayad
12
Buwan ng unang bayad
2026-11-01
Paraan

Loan = presyo × (1−down passing%). Buwanang pagbabayad = Pr/[1−(1+r)^−n].

Resulta

Resulta ng halimbawa

Unang buwanang halaga ng pagmamay - ari: £2,422.62

Regular na buwanang bayad: £2,022.62

Halaga ng loan: £320,000.00

Kabuuang interes: £408,142.36

Kabuuang mga bayad: £728,142.36

Panahon hanggang mabayaran nang buo: 360 buwan

Paunang bayad: £80,000.00

Halaga ng pagmamay - ari sa panahon ng pangungutang: £144,000.00

  • Ang gastos ng pagmamay-ari ay nag-exclude ng extra main payment. Insurance input ay patuloy maliban para sa entered growth; mortgage-insurance cancelation ay hindi awtomatikong.

Ito ay mga ilustrasyon. Baguhin ang mga halaga upang malaman ang isang iba't ibang scenario.

Mga dapat tandaan

Ito ay isang estimate, hindi isang loan offer. Mga buwis, insurance, mortgage-insurance cancel, renewal terms, at mga bayad ay depende sa iyong kasunduan.

Mga sanggunian ng pormula

Ang mga referral ay nagpapaliwanag ng mga nakaraang pamamaraan; hindi nila sumasang-ayon sa pagsusuri o indibidwal na propesyonal na pagsusuri ng Finflo.

Mga karaniwang tanong

Ano ang mangyayari sa balanse sa isang interest-only mortgage?

Ang monthly interest payments ay hindi pagbabayad ng main. Ang orihinal na balanse ay nananatiling utang kung ikaw ay mag-arrange at gumawa ng separate capital repaid.

Kabilang ba sa tantiya ng UK ang bawat halaga ng pagbili?

Hindi. Gamitin ang mga patlang para sa mga gastos na sumusuporta sa modelo; stamp duty, mga bayad ng produkto at mga kondisyon ng utang ay hindi awtomatikong tinukoy.

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