Finance · FINFLO

Auto calculators

Calculate vehicle financing and compare cash rebates, interest-rate offers, leases, and payment budgets.

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Results: 3

Comparing vehicle loans, leases, and offers

Choose an auto-loan tool when ownership is financed through repayments, or a lease tool when the agreement includes a residual-value structure. Rebate and low-interest comparisons need the same vehicle price and term to show the effect of the offer itself. Enter the supported taxes, fees, and trade-in treatment consistently.

Compare upfront cash, regular payments, and amounts remaining at the end. A small installment can reflect a longer financing period or a different ending obligation. Insurance, maintenance, and other ownership costs need a separate budget when they are not fields in the selected calculator.

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Auto Loan Calculator

Monthly payment

  • Vehicle price ($)
  • Cash down payment ($)
  • Trade-in value ($)
  • Amount owed on trade-in ($)
  • Cash rebate ($)
  • Sales tax rate (%)
  • Trade-in reduces taxable price
  • Financed fees ($)
  • Annual interest rate (%)
  • Loan term (years)

Financed amount = price − down − trade + trade debt − rebate + tax + financed fees.

How it works
Auto Lease Calculator

Lease payment

  • Capitalized cost ($)
  • Capitalized-cost reduction ($)
  • Residual value ($)
  • Lease term (months)
  • Money factor
  • Payment tax rate (%)

Monthly depreciation = (net cost−residual)/months; rent charge = (net cost+residual)×money factor.

How it works